Last Updated: November 17, 2023.
Moneon is a mobile application for iOS and Android, developed by CleverPumpkin (Administrator). In this application user can manage and track personal finance and perform analysis of transactions. Your use of the Moneon provided by Administration is subject to the following terms (“ToS”), that are legally binding agreement between you and Administration without any other parties. You can download Moneon from App Store and Google Play for free. Moneon contains in-app purchases (“Premium package”), set of features to extend application functionality.
Acceptance
These ToS regulate the legal relationship between you and Administrator. You should not use Moneon if you don’t accept them. The ToS are always available to be viewed and downloaded through Moneon application. You must also confirm your acceptance by choosing “I agree to the Terms of Service” when you are creating account (“Sign Up” process) in the application.
You should not accept these ToS unless you are least 16 years of age. If you are 13 years or older but less than 18 years of age, you must have your parent permission to accept the ToS and use Moneon. If you are EU-citizen and less than 16 years of age you should not accept these ToS.
Term and Termination
The ToS will remain in full force and effect while you use Moneon and until terminated by either you or the Administrator.
Termination always includes deletion of your user account and all related data and content, unless your data and content have been shared with other users, and they have not deleted them.
You may terminate the ToS at any time and for any reason by sending a written notice to the address of the Administrator or to the e-mail of the Administrator and deleting the Moneon application.
Administrator may terminate the ToS at any time and for any reason. In case of immediate termination due to your breach of the ToS you are not entitled to any refunds.
Amendments
From time to time, Administrator may amend the ToS at its sole discretion. You will be notified about the planned changes in advance through Moneon application if these changes will be sugnificant. Updated ToS will be posted to this page 14 days prior to the effective date. By continued use of Moneon, you are expressing your acceptance of the changes. If you don't agree with the changes, you may terminate the Terms at any time.
Release of updated version of the Moneon application may precede the effective date of the updated ToS for the existing users. You may be required to accept the updated ToS in order to be able to use all features of updated version of the Moneon application.
Registration and User Account
You must use Moneon only in accordance with the ToS, for the purpose it was intended and obey all of the applicable laws and terms and conditions of third parties.
In order to be able to access to Moneon you have to sign up. You agree to provide accurate, truthful and current information and keep it up to date.
You must keep your Moneon account login information confidential and secure and you may not share it with anyone. You are solely responsible and liable for any and all activities that occur under your account.
The Administration reserves the right to refuse your registration or suspend your Moneon account at any time.
User content
You may enter and upload to Moneon or synchronize with it texts, numerical data, photos or other content. You retain copyright and all other rights to your content that qualifies for a legal protection. For such content you grant Administrator a worldwide non-exclusive, no-charge and royalty-free license to use it in the connection with provision of the services, including without limitation, rights to copy, reproduce, modify, create derivative works of, publish, display, upload, transmit, distribute, market and sublicense. You represent that you have all necessary rights and consents to do so. The license lasts for the full term of the copyright or until a termination of the ToS.
You are solely responsible for any content you provide to Moneon and for any consequences thereof. You may not enter or upload to Moneon or synchronize with it unlawful content or content that infringes copyright or any other third party rights. You may not upload any content describing or depicting violence or content which is pornographic, discriminatory, racist, defamatory or otherwise illegal and share it with other users of Moneon.
Administrator does not review the user content, but reserves the right to remove or disable access to any user content for any reason.
Administrator has no responsibility for the accuracy of the content you provided to Moneon or synchronized with it or which was created by Moneon based on your input.
You are solely responsible for backing up the content you enter or upload to Moneon or synchronize with it.
Professional Advisor
Based on your user content Moneon may provide you with personalized financial advice. You hereby acknowledge and agree that such financial advice or commercial offers do not constitute professional financial, tax, accounting or any other professional advice and Administrator makes no representations or warranties of any kind related thereto. In no event shall Administrator be liable for any damages caused to you or a third person arising out of your use of such financial advice or commercial offers.
License
Moneon application and all rights therein, including intellectual property rights, shall remain Administrator’s property or the property of its licensors. Nothing in the ToS shall be construed to grant you any rights, except for the limited license granted below.
Subject to the ToS, Administrator grants you a limited, non-exclusive, non-transferrable, non-sublicensable license, to access and use Moneon and its Premium package purchased pursuant to the ToS on any device that you own and control. The license is granted solely for your personal, non-commercial use. Therefore, you may not rent, lease, lend, sell, transfer, redistribute, or sublicense the Moneon application. Third party services or libraries included in Moneon are licensed to you either under these ToS, or under the third party's license terms, if applicable.
Based on your license, you may not access Moneon with other means than the mobile phone application, mine or extract any data from Moneon databases, modify, reverse engineer, hack, decode, decrypt, decompile, disassemble or create derivative works of Moneon application or any part thereof and circumvent any technology used to protect the paid Premium features. You also may not remove, delete or obliterate any copyright notices, proprietary labels or private legends placed upon or found within the Moneon application.
System Requirements
Information about the current hardware and system requirements of Moneon, technical restrictions and other limitations are always available on the platform-specific page of the application.
Maintenance and Support
Moneon is subject to a continuous development and Administration reserves the right, at it's sole discretion, to update the Moneon application, change the nature of Moneon or modify or discontinue some of the features without prior notice to you. You acknowledge that Administrator has no obligation to maintain or update Moneon.
Administrator does not guarantee an uninterrupted provision of the services. Moneon or integrated third-party services may be temporary unavailable due to the maintenance, certain technical difficulties, or other events that are beyond Administrator's control.
If you have some questions, problems or suggestions, you can reach the Administrator via contacts provided hereafter. However, you acknowledge that the support to non-paying users of Moneon is limited due to the limited capacity of the Administrator.
Premium Package
Moneon application is available for free. Free version allows you to use only the basic features of Moneon. You can unlock Premium package by in-app purchases. Premium package unlocked by subscriptions. You can choose between 1 month and 12 months term.
Current detailed information about the in-app purchase offer is always available on the the Moneon application.
Prices are displayed in your local currency (if supported) and always include the applicable VAT (Value Added Tax).
Administrator does not guarantee that Moneon or any of its features will always be free and reserves the right, at its sole discretion, to change the pricing at any time.
Downloading or using Moneon may incur additional costs for the Internet connection. You shall bear all such costs relating thereto.
Payments and Refunds
You can purchase Premium package subscriptions simply by pressing the "BUY" button in the platform in-app purchase dialogue, which summarizes information about billing type, price and term.
By pressing the "BUY" button you enter into an additional contract pursuant to the ToS. Due to the method of conclusion of the contract, the text of the contract is neither saved nor accessible.
In a case you are a consumer with your normal place of abode or residence in the European Union, by pressing the "BUY" button you also consent that the contractual performance will start immediately and you acknowledge that for this reason you lose your right of withdrawal.
Payment is due and payable immediately upon completion of the purchase process. Performance starts immediately after a successful transaction by unlocking Premium package in Moneon. It proceeds by electronic means and is not subject to any extra fees.
If you purchased a subscription, it will automatically renew itself for another term of the same length, unless you cancel it before the current term runs out. The subscription price is charged on the first day of the new term. You can cancel your subscription at any time. The cancellation will take effect the day after the last day of the current subscription term and Moneon will be downgraded.
Refunds for the in-app purchases are generally not provided by Administrator.
For purchases made via Apple's App Store, the refund process is handled by Apple exclusively. Unfortunately we have no control over the refunds for purchases made via the iTunes App Store so the refunds remain entirely at Apple's discretion.
For purchases made via Google Play Store within 48 hours, the refund process is handled by Google. You can find instructions on Support Google Portal.
Privacy
Some features of Moneon may be used only if you consent to your personal data being processed. All information, including the extent and the manner of processing your personal data is included in the "Privacy Policy", which forms an integral part of the ToS.
You can withdraw your given consent at any time by deleting your Moneon account and the Moneon application.
Limitation of Liabilty
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ADMINISTRATOR BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF USE, DATA, AND PROFITS, PROPERTY DAMAGE OR OTHER INTANGIBLE OR ECONOMIC LOSS, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE MONEON AND INTEGRATED THIRD-PARTY SERVICES, ESPECIALLY DUE TO REDUCTION OF AVAILABILITY, CANCELLATION OR MODIFICIATION, HACKING ATTACKS, FAILURE, MALFUNCTION OR OCCURRENCE OF OTHER ERRORS IN THE OPERATION OF MONEON OR INTEGRATED THIRD-PARTY SERVICES, EVEN IF ADMINISTRATOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. LIMITATION ABOVE DOES NOT INCLUDE ADMINISTRATOR'S LIABILITY FOR FRAUD, MISREPRESENTATION AND PERSONAL INJURY OR DEATH. IN NO EVENT SHALL ADMINISTRATOR'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED FIFTY U.S. DOLLARS ($10.00). SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY, SO THIS LIMITATION MAY NOT FULLY APPLY TO YOU.
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE MONEON APPLICATION AND INTEGRATED THIRD PARTY SERVICES IS AT YOUR SOLE RISK AND THEREFORE THE ENTIRE RISK, IN PARTICULAR AS TO SATISFACTORY QUALITY, PERFORMANCE, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, SECURITY AND EFFORT, REMAINS SOLELY WITH YOU. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE MONEON APPLICATION AND INTEGRATED THIRD-PARTY SERVICES ARE PROVIDED "AS IS" AND “AS AVAILABLE” WITHOUT ANY EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES OF ANY KIND EXCEPT AS SET FORTH IN THE PRESENT ToS. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THIS DISCLAIMER MAY NOT FULLY APPLY TO YOU.
Export Control
You represent and warrant that you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a terrorist-supporting country and you are not listed on any U.S. Government list of prohibited or restricted parties.
Governing Law and Disputes
Unless otherwise required by a mandatory law of any jurisdiction, the ToS and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by the laws of the Russian Federation. All the disputes shall be referred to the courts having substantive and local jurisdiction based on the address of the registered office of the Administration.
Severability
If any provision of the ToS is held invalid or unenforceable to any extent shall not in any manner affect or render invalid or unenforceable other provisions of the ToS. The provision shall be enforced to the fullest extent permitted by law or deemed replaced by a provision that is valid and enforceable and that comes closest to the original intent and purpose.
Language
English is a primary language of communication between you and the Administration. All information about Moneon is available in the English language. The ToS are available in the English language only. English shall be also the binding and controlling language for the additional contracts concluded pursuant to the ToS.
Contacts
CleverPumpkin
Address: Staroderevenskaya street 18-17, Saint-Petersburg, Russia, 197372
support@moneon.co