How do Premium and Family Sharing work?

Apple Family Sharing does not apply to a Moneon subscription: it cannot be shared through Family, and one person's payment does not turn on Premium for anyone else — the subscription is tied to a Moneon account.

Premium does work on all of your own devices, though: it is tied to your account, not to a phone. Just sign in with your account on the second device.

If you keep a shared wallet with family members, each participant needs their own Premium — see “How does Premium work in a shared wallet?”.